Free calculator · Luxembourg 2026
Luxembourg mortgage calculator
Monthly payment, loan cost and buying costs of a project in Luxembourg, with the latest published average rate.
Monthly payments by loan amount
| Loan | 15 years (3.94%) | 20 years (3.85%) | 25 years (3.5%) | 30 years (3.91%) |
|---|---|---|---|---|
| €200,000 | €1,473 | €1,196 | €1,001 | €944 |
| €300,000 | €2,210 | €1,794 | €1,502 | €1,417 |
| €400,000 | €2,947 | €2,392 | €2,002 | €1,889 |
| €500,000 | €3,683 | €2,991 | €2,503 | €2,361 |
| €750,000 | €5,525 | €4,486 | €3,755 | €3,542 |
Before borrower insurance. Average rate 3.5% over 25 years (Banque centrale du Luxembourg (BCL), July 2026).
Buying costs in Luxembourg
Duties and costs follow the 2026 public scales. Buying costs in detail · Rental yield
Frequently asked questions
What is the average mortgage rate in Luxembourg?
3.94% over 15 years, 3.85% over 20 years, 3.5% over 25 years, 3.91% over 30 years (Banque centrale du Luxembourg (BCL), July 2026).
Are registration duties included?
Yes, if you tick the box: 7% of the price, less the Bëllegen Akt tax credit for a main residence. The notary’s fees come on top.
Other Z Find tools
Free indicative calculations, no sign-up: not a loan offer, nor legal, tax or financial advice. Ask a notary, a bank or a broker about your own situation.